Description:
The Crown Lending Agency of the Nova Scotia Department of Agriculture is looking for a Risk Manager to serve as a key, specialized, management resource regarding lending, credit risk and credit policy for the Farm Loan Board, Timber Loan Board, and Fisheries and Aquaculture Loan Board. The successful candidate will provide strategic support for the planning, development, implementation and application of a comprehensive risk management policy framework that helps to build, strengthen and maintain internal capacity pertaining to effective risk assessment and risk control/management for both strategic planning and loan administration practices and activities.
Primary Accountabilities
- Leading the analysis and assessment of the Farm Loan Board, Timber Loan Board, and Fisheries and Aquaculture Loan Board risk profile.
- Continuous monitoring, evaluation, and reporting of risks to senior staff and management
- Development of risk mitigation strategies for senior management and loan officers.
- Provision of risk, compliance risk expertise, technical advice and guidance to lending staff, with a primary focus on lending for clients in the agriculture, agri business, forestry, and fisheries and aquaculture sectors.
- Review and analysis of loan proposals, account reviews, loan administration requests and policy exceptions from a risk perspective for approval by operational staff.
- Provision of portfolio stress testing, quality loan annual reviews, special projects and providing subject matter expertise to corporate initiatives.
- Leading the Boards' special credit team, by overseeing a portfolio of delinquent accounts that vary in complexity, priority, sensitivity and are problematic in nature to ensure that debts are monitored and resolved appropriately in a cost-effective manner.
- Oversee the respectful wind-up and liquidation of loan security for loan defaults working together with management and legal counsel for the Boards.
- Oversee the vessel inspection program of the Fisheries and Aquaculture Loan Board, ensuring that new and used vessels associated with loan proposals represent sufficient security value.