Description:
What will you do?
- Analyze medical, personal and financial information to evaluate eligibility for applications submitted for Life and Critical Illness Insurance products
- Assess and classify risk. Gather additional information, obtain medical tests or refer cases as required
- Approve cases within authority limit. Submit cases exceeding limits to be co-signed
- Where decisions are unfavourable for the client, try to negotiate a better decision from our reinsurers, in accordance with reinsurance treaties and internal rules
- Liaise with business leaders and advisors delivering exceptional service and expertise
- Communicate and explain decisions effectively to financial security advisors and/or client’s physician as required
- Respond to inquiries from financial advisors and general agents without revealing confidential content
- Document decisions in underwriting system
- Contribute to a positive environment through team work, and a spirit of innovation, continuous improvement and professional development
- Maintain medical knowledge and stay current on underwriting approaches
What do you need to succeed?
- Bilingualism (French, English) required for Quebec olny- interactions with English-speaking customers or partners, immediate manager is a unilingual Anglophone outside Quebec.
- Minimum 3 years of experience as an Individual Life Underwriter
- Existing Life and Critical Illness signing authorities
- Bachelor's degree or equivalent
- Analytical, judgement, problem-solving and decision-making skills
- Influencing and negotiation skills
- Knowledge of medicine and risk factors
- Service-oriented attitude with interpersonal skills to work collaboratively with our internal and external partners
- Proven ability to meet tight deadline, work under pressure prioritizing multiple tasks
- Detail oriented and accuracy
- Specialized training: ALU certificate and commitment to ongoing education with a goal of attaining the Fellow, Academy of Life Underwriting (FALU) and Fellow, Life Management Institute (FLMI) designations